Umang is a transformation leader with over 20 years of business management, operations & technology, client delivery and sales experience with Citigroup, leading business units of up to US$ 500 mn across Asia Pacific. Having worked in five Asian countries and led teams of over 3,000 professionals, Umang has demonstrated experience in building empowered teams locally and regionally, and leading transformation across cultures. Umang serves as Secretary of Singapore FinTech Association, is an Advisor to ASEAN Financial Innovation Network, TVS Digital, and a Board Member at YouTrip. He is also an angel investor.